Great Rates
Great Service

  • Transparent rates and costs are available online 24/7.
  • $1 Lender Fee.
  • Great rates and 5-Star Service.
  • In-house underwriting.

Sammamish Mortgage Partner

Our Reputation Speaks For Itself

Plus Many More, 400+ More...

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
$1 Lender Fee
In-house underwriting
Real-time custom rates and costs available online 24/7
Underwritten Pre-approvals
Bridge Loans and Cash Buyer Programs
Sammamish Mortgage
Mortgage Brokers
Sometimes
Rarely
No
Rarely
No
Rarely
Big Banks
No
Rarely
Rarely
Rarely
Sometimes
No
Online Lenders
Rarely
Sometimes
Rarely
Sometimes
Rarely
Rarely
Sammamish Mortgage vs. the Competition
Sammamish Mortgage
Mortgage Brokers
Big Banks
Online Lenders
Compare over 20 banks, lenders and investors from our network in seconds
Sometimes
No
Rarely
$1 Lender Fee
Rarely
Rarely
Sometimes
In-house underwriting
No
Rarely
Rarely
Real-time custom rates and costs available online 24/7
Rarely
Rarely
Sometimes
Underwritten Pre-approvals
No
Sometimes
Rarely
Bridge Loans and Cash Buyer Programs
Rarely
No
Rarely

Empowering tools to help you choose your right mortgage

Full Transparency - Instant Estimates - No Obligation

Compare Mortgage Purchase and Refinance Rates in your area instantly

No obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

Compare Mortgage Rates in your area instantly

No obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
  • checked item No Email
  • checked item No Credit Check
  • checked item No Phone Number or SSN Required
KimberlyNoLender

$1 Lender Fee

Our Mortgage Advisors are not required to generate their own business. This structure allows them to stay focused on guiding clients through the loan process rather than sales outreach.

Because of this model, we’re able to keep costs low and pass meaningful savings directly to our customers. You benefit from competitive rates, straightforward pricing, and expert guidance – without added lender fees or unnecessary extras.

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In-House Underwriting, From Start to Finish

Handling underwriting internally allows us to manage every stage of the loan process with greater efficiency and consistency – from initial application through final approval.

Our Loan Officers take on the role of trusted advisors, focusing on education and guidance rather than sales pressure. This approach removes the traditional pushy tactics often associated with lending.

The result is a more personalized, boutique-style experience supported by competitive rates and minimal fees.

Get Started
KimberlyNotOutsource

Mortgage Lending Expertise for Washington & Oregon

Serving borrowers across Washington and Oregon, we deliver mortgage solutions built around state-specific lending standards, loan thresholds, and regional market dynamics.

Because mortgage requirements can differ significantly from one state to another, experience matters. Our licensed team understands the distinct lending environments in both Washington and Oregon, allowing us to provide guidance that is precise, compliant, and tailored to your long-term goals.

Loan Programs Available in WA & OR

✔ Purchase financing for primary residences
✔ Rate-and-term and cash-out refinances
✔ Conventional, FHA, VA, and Jumbo options
✔ Programs designed for first-time buyers

No matter where you’re located in Washington or Oregon, you can expect clear pricing, efficient in-house underwriting, and consistent five-star service—whether you’re buying, refinancing, or planning your next move.

Kevin Hancock

Apply online - fast, simple, secure

Our streamlined online application and borrower portal make the process effortless. View rates, upload documents, and sign paperwork digitally - all in one convenient place.
  • Transparent pricing available anytime
  • Detailed pre-approvals you can rely on
  • Professional advice every step of the way
Apply online - fast, simple, secure
HIGH CUSTOMER RATING Google Average Points CLIENTS REVIEWS
Kevin and his team do an outstanding job! I’ve rarely experienced such dedication to client service in any field let alone the mortgage industry. He kept us informed at every step in the process and was very patient with all of our questions. He is caring, conscientious and very responsive! We highly recommend him and will look forward to working with him in the future.
K
Kristin Clemens June 19th, 2026
Five stars!! Working with Kevin was an absolute pleasure. He was communicative throughout the entire process of our home search and loan process, answered questions thoroughly and was quick and responsive with anything we needed. He was patient and kindly walked us through anything we were unfamiliar with as this was our first home purchase. He made our experience so positive. Will definitely be using Kevin on any future home loans; if you're shopping around for a mortgage loan officer, give Kevin a call!
K
Kate Woodside May 26th, 2026
This was our fourth time working with Kevin and his team through multiple transactions, including buying, refinancing, selling, and purchasing again. Every experience has been exceptional from start to finish. The entire process is always smooth, professional, and never rushed, which gave us complete peace of mind throughout each transaction. Kevin and his team are incredibly knowledgeable, attentive, and transparent. They consistently took the time to answer all of our questions and made sure we felt confident every step of the way. It’s clear they truly know what they’re doing. Thank you again, Kevin and team — we sincerely appreciate everything! 💯👍
G
Germ0 May 2nd, 2026
Kevin and his team were quick and thorough in their communications, as well as pursuing all options to help my homebuyer get the great home at the low price. It was a real pleasure working with Kevin and I look forward to the next opportunity!
A
Andrea Peterson January 26th, 2026
I don't leave reviews often, but this one was worth my time! I called three mortgage loan companies in the Kitsap area since I didn't like the rates the first loan officer was offering me from out of state. Kevin Hancock was the first to return my call promptly the same day I left a message. The other two called me back a day or two later. I told Kevin my situation, buying a condo to provide a safe and clean living environment for my mom. Kevin recommended a mortgage loan option most inexperienced loan officers don't know about! Experience matter, he saved me thousands of dollars yearly on a 30-year fixed loan. Not only did Kevin save me money, but he was straight to the point, always staying on top of the process and keeping me updated on the status of my loan, which made the whole process stress-free. Experience and a great guy to work with from start to finish!
S
Steven Mariano October 1st, 2025
Kevin was willing to answer all my questions at any time, even evenings or weekends. As someone also working full time this flexibility was super helpful. As a first time home buyer I had a lot of questions. Kevin expertly guided me through the process making everything easy for me.
K
Kelsey Lally September 21st, 2025
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Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Compare Mortgage Rates in Your Area Instantly

No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.