Today’s Mortgage Rates in Poulsbo

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Poulsbo residents.
Poulsbo
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Discover Poulsbo’s Premier Mortgage Solutions

Begin your homeownership journey in Poulsbo, WA—a charming waterfront town known for its rich Scandinavian heritage, vibrant downtown, and stunning views of Liberty Bay. At Sammamish Mortgage, we’ve been helping homebuyers in Poulsbo secure the right mortgage solutions for over 30 years. Whether you’re drawn to the cozy, historic homes near Front Street or the modern residences nestled in the forests, we’re here to guide you through every step of the mortgage process.

Current Mortgage Rates in Poulsbo

Understanding Poulsbo’s real estate market means staying informed about current mortgage rates. These rates fluctuate based on:

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Trusted Poulsbo Mortgage Experts

Choosing a local mortgage lender ensures you receive expert guidance tailored to your unique needs. At Sammamish Mortgage, our Loan Officers are committed to transparency and personalized service, helping you navigate the mortgage process with ease. Whether you’re buying your first home, upgrading, or refinancing, we’re here to provide the best financing options.

Poulsbo’s Housing Market

Poulsbo offers a variety of housing options, from waterfront homes with breathtaking Puget Sound views to charming cottages in walkable neighborhoods. The city’s strong sense of community and proximity to Seattle make it a desirable place to call home.

Tailored Home Loan Programs in Poulsbo

We provide a wide range of home loan programs designed to fit the needs of Poulsbo homebuyers. At Sammamish Mortgage, we’re committed to helping you find the perfect loan for your dream home in Poulsbo. Contact us today to explore your financing options and take the next step toward homeownership!

Poulsbo Mortgage Lenders

To get the most affordable mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the right loans for their specific situations, not the biggest loans.

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Partner Image
Kevin Hancock
Loan Officer | Sammamish Mortgage

Poulsbo Home Loan Programs

There are many different types of real estate loans available for Poulsbo borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653
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About Kevin Hancock

My focus is on helping you obtain a loan that is affordable and allows you to achieve your goals. Whether you are purchasing or refinancing, I values your business. What’s important to me is having your best interest at heart. I look forward to helping you reach your home financing goals.

$650k

Median sold price

40

Median days advertised

75

Properties sold

15

Properties for sale

HIGH CUSTOMER RATING Google Average Points CLIENTS REVIEWS
Kevin, is what made this journey GREAT!
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KarenLee A E February 26th, 2025
Kevin was on top of it all - thanks, Kevin!
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Trygve L October 19th, 2024
Kevin!!! He is what made. The experience GREAT Kevin and his team very patient. With me.. When I fllubbed up a couple times. He was very pleasant even when I caused him additional work. An extremely nice man.
K
Kerry S V October 2nd, 2024
Great communication and great customer service! Great job all the way around Kevin!
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Alena V October 1st, 2024
Kevin not only responded quickly and thoroughly with any questions I had, but he also proactively reached out and provided information and updates routinely.
A
Andrea P September 26th, 2024
Mr. Kevin Hancock was professional, responsive and accommodating in every way as I was out of state during most of the process. He was able to get me all of the information I needed to stay informed and and made sure I understood the process fully through the Mortgage process. Thanks Kevin!
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Escenthio L September 21st, 2024
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