Today’s Mortgage Rates in Silverdale

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Silverdale residents.
Silverdale
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Find Your Ideal Mortgage in Silverdale, WA

Silverdale, WA, is a thriving waterfront community in Kitsap County, offering stunning views of the Puget Sound, excellent schools, and convenient access to Naval Base Kitsap. Whether you’re searching for a cozy home in a quiet neighborhood or a luxury property with water views, Sammamish Mortgage is here to help you secure the perfect home loan. For over 30 years, we’ve been dedicated to providing homebuyers in Silverdale with competitive mortgage rates and expert guidance.

Current Mortgage Rates in Silverdale

Navigating the real estate market in Silverdale starts with understanding current mortgage rates. These rates are influenced by factors like:

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At Sammamish Mortgage, we monitor rates daily to ensure you get the best financing options available.

Why Choose Sammamish Mortgage in Silverdale?

Choosing a local mortgage lender means receiving personalized support and industry expertise tailored to the Silverdale housing market. Our experienced Loan Officers will work with you to find the most competitive loan programs based on your unique financial situation. Whether you’re buying your first home, upgrading, or refinancing, we’re here to make the process simple and stress-free.

Silverdale’s Housing Market

Silverdale offers a diverse range of housing options, from modern townhomes to waterfront properties with panoramic views of Dyes Inlet. The area is known for its strong economy, excellent schools, and access to outdoor recreation, making it a desirable place to call home.

Tailored Home Loan Programs in Poulsbo

At Sammamish Mortgage, we provide a variety of home loan options to meet the needs of Silverdale homebuyers. Whether you’re purchasing your first home, relocating for work, or refinancing an existing mortgage, Sammamish Mortgage is here to help you every step of the way. Contact us today to explore your home loan options in Silverdale, WA and take the next step toward homeownership.

Silverdale Mortgage Lenders

To get the most affordable mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the right loans for their specific situations, not the biggest loans.

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Partner Image
Kevin Hancock
Loan Officer | Sammamish Mortgage

Silverdale Home Loan Programs

There are many different types of real estate loans available for Silverdale borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653
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About Kevin Hancock

My focus is on helping you obtain a loan that is affordable and allows you to achieve your goals. Whether you are purchasing or refinancing, I values your business. What’s important to me is having your best interest at heart. I look forward to helping you reach your home financing goals.

$650k

Median sold price

40

Median days advertised

75

Properties sold

15

Properties for sale

HIGH CUSTOMER RATING Google Average Points CLIENTS REVIEWS
Kevin, is what made this journey GREAT!
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KarenLee A E February 26th, 2025
Kevin was on top of it all - thanks, Kevin!
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Trygve L October 19th, 2024
Kevin!!! He is what made. The experience GREAT Kevin and his team very patient. With me.. When I fllubbed up a couple times. He was very pleasant even when I caused him additional work. An extremely nice man.
K
Kerry S V October 2nd, 2024
Great communication and great customer service! Great job all the way around Kevin!
A
Alena V October 1st, 2024
Kevin not only responded quickly and thoroughly with any questions I had, but he also proactively reached out and provided information and updates routinely.
A
Andrea P September 26th, 2024
Mr. Kevin Hancock was professional, responsive and accommodating in every way as I was out of state during most of the process. He was able to get me all of the information I needed to stay informed and and made sure I understood the process fully through the Mortgage process. Thanks Kevin!
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Escenthio L September 21st, 2024
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